Dealing with Stress and Uncertainty During Legal Proceedings
I offer this information from a place of compassion. I encourage you to seek out a counselor or therapist, especially if you are dealing with trauma. These are some ideas for dealing with the stress and uncertainty legal proceedings.
There Are No Free Houses in Foreclosure Defense
I got a call yesterday from someone who has been in stalled foreclosure proceedings for ten years. They asked me about using a securitization audit and getting their house free. There are several reasons why this won't happen.
Preparing for Default (Part 5): Consult with a Competent Attorney
Lawyers are required to provide competent representation to a client. It requires the knowledge of the practice area of the law in which they undertake representation of a client.
Contacting Your Servicer to Discuss Your Options
Make the first move: Contact your servicer as soon as you realize you may miss a payment. The earlier you reach out, the more options you may have.
Preparing for Default (Part 4): Consider Property Analysis for Leverage
It’s hard to convey the value of a property analysis (AKA “loan audit”).
In spite of what you may have heard from the government or a real estate lawyer, or from mainstream media, a loan audit or property analysis is usually one of the most powerful tools a homeowner can use to keep their home.
Preparing for Default (Part 3): What Do You Want to Do About Your House?
Knowing what you want will guide your strategy. Don't get too hung up on whether it will work or not. In my experience, most people who wanted to keep their house found a way to keep it.
Preparing for Default (Part 2): Expect Disruptions and Obstacles
I guarantee that there will be disruptions and obstacles. Expect them, and you won't be caught off guard. Your first option might not work out, something falls through or you just need to find a work around. Most of these issues are made easier when you have enough time to work things out.
Foreclosure Defense Coaching Program
This is a new program I've created to support homeowners as they navigate the default and foreclosure process.
Planning for Default (Part 1), Plus 3 Strategies to Use Now
Even if we don’t go through a major foreclosure crisis, we’re still in a time of increased economic uncertainty.
Emotionally Preparing for Default
The collapse of the old paradigm means your finances will change. You are probably already aware of this. You might need to move, or find something more sustainable as you are realigned with your highest and best good.
